Finanzfluss Copilot 2.0.1

The Finanzfluss Copilot provides a comprehensive overview of your financial situation. In just a few minutes, you can connect all your accounts and investment portfolios at no cost. The platform allows you to analyze your investments while keeping track of your assets and expenses.

The app is continuously refined based on feedback from its user community, with new practical features added regularly. Below are some key functionalities offered by the app:

• Overview of Your Assets

  Your total assets represent a crucial financial metric. Import all your assets in a few simple steps to discover your financial standing and monitor the long-term development of your wealth through the app.

• Accounts & Portfolio Overview

  Link your investment portfolios, bank accounts, cryptocurrency exchanges, and credit cards with automated connections to over 350 banks and financial providers. Update your account balances effortlessly and maintain an overview of where your funds are located, regardless of your location.

• Portfolio Tracker

  You can import an unlimited number of portfolios or investment accounts. Track the performance of your stocks, ETFs, funds, cryptocurrencies, currencies, real estate, or commodities. Exotic assets like luxury watches or collectibles can also be recorded manually. Compare your portfolios against each other or against indices to determine if your investments are outperforming the market.

• Investment Analysis

  The analysis section provides critical insights into your investments through key metrics and helpful visualizations. Get a breakdown of your investments by asset class, positions, regions/countries, sectors, or currencies. Determine if any aspects of your portfolio are over- or under-weighted.

• Digital Household Book (Coming Soon)

  Keep track of all your current expenses. With the budgeting feature, you can understand where and how much money you spend and identify potential savings. Learn how much you can spend until your next paycheck. Create personalized budgets, set financial goals, and monitor them closely. Access a clear overview of all your recurring expenses such as subscriptions, contracts, and rent.

• Dividend Calendar and Tracker (Coming Soon)

  Stay informed about your dividends: calculate your passive income, personal dividend yield, and dividend growth. Receive forecasts for future distributions within your dividend calendar.

• Desktop App

  The Copilot is also available as a web app for desktop use, allowing you to access your account from anywhere—whether you are on the go with your smartphone or at home on your laptop.

• Security & Data Protection

  The app collects only the essential data required to operate effectively. This data is hosted on servers located in Germany that are monitored 24/7 and can be deleted at any time. Your accounts are accessible only to you; the app maintains read-only access. We collaborate with a BaFin-regulated account information service provider for our banking interfaces. For more information about our data protection and security measures, please visit: https://www.finanzfluss.de/copilot/sicherheit/.